Buying land in Macon County, Missouri: what to check

Macon County covers 801 square miles of land and 11 of water in Missouri, with about 15,177 residents in 2024 (down 0.2% since 2020). The 2020 Census counted 99% of its land as rural and 35% of residents as living in urban areas. Farms operate 84% of the county's land. Below: how much of Macon County floods, what its soils allow, what farmland is worth and how often it's in drought, from free public data with every source linked.

Macon County at a glance

In the 100-year floodplain

13%

Above the state's county median (8.3%)

FEMA National Risk Index

Hydric (wetland-type) soils

24%

Above the state's county median (8.4%)

USDA NRCS Web Soil Survey (SSURGO)

Soils very limited for septic

100%

USDA NRCS Web Soil Survey (SSURGO)

Farm land value, 2022

$4,026/acre

Below the state's county median ($4,462)

USDA NASS, 2022 Census of Agriculture

Weeks in severe drought

5%

Share of weekly maps, 2021–2026

U.S. Drought Monitor county statistics

What to check before buying land in Macon County

Ordered by what Macon County's numbers point to. Every parcel differs, so treat this as where to look first.

  1. 1.Budget for a perc test and maybe an engineered septic

    USDA rates 100% of Macon County's mapped soils "very limited" for conventional septic absorption fields and 0% "not limited".

    Without city sewer you need a septic permit from the county or state health department. Make the offer contingent on a passing soil or perc test; mound and aerobic systems can cost several times a conventional one.

    Guide: Perc tests and septic systems

  2. 2.Put flood checks first in Macon County

    13% of the county's area is in the 1%-annual-chance (100-year) floodplain FEMA's National Risk Index uses for inland flooding; 19% of its mapped soils flood occasionally or frequently.

    Look up the FEMA flood zone at the pin, not the parcel's address. If any of the land is in zone A or V, price flood insurance before you offer, ask for an elevation certificate, and check whether the access road floods too.

    Guide: Flood zones before buying land

  3. 3.Check slope where you'd build and where the driveway goes

    33% of Macon County's mapped soils have an average slope over 15% (USDA SSURGO).

    Steep ground means grading, retaining walls, longer driveways and erosion control. Compare the slope at the house site and along the access route, not just the parcel average.

    Guide: Terrain and slope

  4. 4.Expect wetlands; map them before you plan

    About 24% of Macon County's mapped soils are hydric (formed under saturated conditions, a federal wetland indicator) and 21% are poorly or very poorly drained (USDA SSURGO).

    Open the National Wetlands Inventory mapper at the parcel. Filling or draining a wetland can need a Clean Water Act Section 404 permit, and wet ground limits septic fields and building pads.

    Guide: Wetlands on land for sale

  5. 5.Confirm legal road access and power

    The 2020 Census classified 99% of Macon County's land area as rural.

    Rural tracts are often sold without recorded access or a power line nearby. Get the title company to confirm a recorded easement or public road frontage, and ask the electric co-op what a line extension costs.

    Guide: Road access and landlocked land

  6. 6.Check wildfire exposure and insurance

    FEMA rates Macon County's wildfire risk very low, and 29% of the county's area is in the wildfire exposure zone the National Risk Index uses.

    Ask an insurer for a quote early; some carriers won't write new policies in high-hazard areas. Check access for fire trucks, nearby fire stations and the vegetation around the building site.

    Guide: Wildfire risk for rural land

Flood zones, wetlands and water in Macon County

Area in the 1%-annual-chance (100-year) floodplain
13%, 31st highest of 115 in Missouri FEMA National Risk Index
Mapped soils that flood occasionally or frequently
19% USDA NRCS Web Soil Survey (SSURGO)
Hydric soils (a federal wetland indicator)
24% USDA NRCS Web Soil Survey (SSURGO)
Poorly or very poorly drained soils
21% USDA NRCS Web Soil Survey (SSURGO)
Surface water (lakes, rivers, reservoirs)
11 sq mi Census 2024 Gazetteer Files
Drought on 2026-10-27
0% moderate or worse, 0% severe or worse U.S. Drought Monitor county statistics

The floodplain share is the area FEMA's National Risk Index counts as exposed to inland flooding, mostly mapped 100-year flood zones. It says how common flood-prone land is in Macon County, not whether a given parcel floods. For that, look up the zone at your exact point on the FEMA Flood Map Service Center or run the free check.

Soils and terrain

Prime only if drained, irrigated or protected
25% USDA NRCS Web Soil Survey (SSURGO)
Farmland of statewide importance
25% USDA NRCS Web Soil Survey (SSURGO)
Average slope over 15%
33% USDA NRCS Web Soil Survey (SSURGO)
Very limited for septic absorption fields
100% USDA NRCS Web Soil Survey (SSURGO)
Not limited for septic absorption fields
0% USDA NRCS Web Soil Survey (SSURGO)

Shares of Macon County's soil-surveyed land (about 513,290 acres, open water excluded), using each map unit's dominant condition in USDA's SSURGO soil survey. Soils change within a few hundred feet, so the soil at your building site is what matters.

Farms and land use

Share of the county's land in farms
84% USDA NASS, 2022 Census of Agriculture
Average farm size
344 acres (median 120) USDA NASS, 2022 Census of Agriculture
Average value of land and buildings
$4,026 per acre, 43rd lowest of 114 in Missouri USDA NASS, 2022 Census of Agriculture
Pasture and rangeland
144,945 acres USDA NASS, 2022 Census of Agriculture
Woodland on farms
54,888 acres USDA NASS, 2022 Census of Agriculture
Irrigated land
1,495 acres USDA NASS, 2022 Census of Agriculture

Natural hazard ratings

FEMA's National Risk Index rates each hazard for Macon County relative to every other U.S. county. Overall risk: Very Low.

  • LightningRelatively Moderate
  • TornadoRelatively Moderate
  • DroughtRelatively Low
  • HailRelatively Low
  • Heat waveRelatively Low
  • River and inland floodingRelatively Low
  • LandslideRelatively Low
  • Strong windRelatively Low
  • Winter weatherRelatively Low
  • EarthquakeVery Low
  • HurricaneVery Low
  • WildfireVery Low

FEMA National Risk Index, December 2025

Questions about buying land in Macon County

How much of Macon County, MO is in a flood zone?

About 13% of Macon County's area is in the 1%-annual-chance (100-year) floodplain used by FEMA's National Risk Index (December 2025), 31st highest of 115 counties in Missouri. Whether a given parcel is in a flood zone depends on its exact location, so check the FEMA map at your pin.

How much does land cost per acre in Macon County?

The 2022 Census of Agriculture put the average value of farm land and buildings in Macon County at $4,026 an acre, 43rd lowest of 114 counties in Missouri (the median Missouri county was $4,462). It's a self-reported average across farms, so small homesites and recreational tracts often sell for more per acre.

Will a septic system work on land in Macon County?

Often, but test first. USDA soil surveys rate 100% of Macon County's mapped soils very limited for conventional septic absorption fields, usually because of wetness, slow permeability, shallow rock or flooding. A perc or soil test on the parcel decides what system the health department will permit.

Is there good farmland in Macon County?

2.4% of Macon County's mapped soils are prime farmland, 25% are prime only if drained, irrigated or protected from flooding, and 25% are farmland of statewide importance (USDA SSURGO). The 2022 Census of Agriculture counted 1,258 farms averaging 344 acres.

How often is Macon County in drought?

Since 2021, at least half of the county was in severe drought or worse in 5% of weekly U.S. Drought Monitor maps, and in extreme drought in 0%. On 2026-10-27, 0% of the county was in moderate drought or worse.

Can I check a specific property in Macon County?

Yes. Enter the address or drop a pin anywhere in Macon County on the free check. It shows which checks return data at that exact point, and the full report costs $29: flood zone, slope, soils, wetlands, roads, power lines, wildfire and more, each with its source. It is a screen of public maps, not a survey, title search or perc test.

Check the parcel, not just the county

County numbers tell you what to look for. The free check looks at your exact point in Macon County: flood zone, slope, soils, wetlands, roads, power and more. The full report is $29.

What these numbers can't tell you

  • County shares describe Macon County as a whole; a parcel can be entirely in or out of a flood zone, wetland or poor soil.
  • It doesn't look at the whole parcel, its boundaries, title, easements, zoning or permits.
  • It isn't a survey, appraisal, elevation certificate, soil or perc test, or Phase I environmental site assessment.
  • It can't see local distribution power lines, driveways, legal access, wells or mineral rights.
  • Maps lag behind the ground, and distances are straight-line, not driving distance.

Sources and vintages

Summarized per county by our build script on 2026-10-31. County figures cover the whole county; checks on the report are at your point.